BLOG & GUIDES
How much do I need to invest to become a millionaire?
Becoming a millionaire might sound unrealistic, but with consistent investing and time, it’s more achievable than most people think.
The simple answer
The amount you need to invest depends on three things:
- How much you invest each month
- Your average annual return
- How long you stay invested
Example scenarios
Here’s how different monthly investments can grow over time at an 8% average return:
- £200/month → ~£300,000 in 30 years
- £400/month → ~£600,000 in 30 years
- £650/month → ~£1,000,000 in 30 years
Start earlier, not bigger
Time is more powerful than trying to invest huge amounts. Starting earlier allows compound growth to do the heavy lifting.
Calculate your own plan
Want to know your exact number?
Use our millionaire calculator to see how much you need to invest each month to reach £1,000,000.